Salons, Spas funding in Minnesota.
Shim Capital funds salons, spas, med-spas and beauty businesses across Minnesota with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward buildout, equipment, inventory and adding chairs or staff.
Apply for Minnesota Funding →Funding options for Minnesota salons, spas businesses
Whether you run a salons, spas business in a major Minnesota metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why Minnesota salons, spas businesses choose Shim Capital
- Speed when Minnesota needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your Minnesota business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your Minnesota business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a Minnesota salons, spas business get?
Shim Capital arranges $25,000 to $5,000,000 for salons, spas businesses in Minnesota, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in Minnesota?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can Minnesota salons, spas businesses use the funding for?
Whatever moves the business forward — buildout, equipment, inventory and adding chairs or staff. It's flexible working capital with no usage restrictions.