Funding for salons, spas & beauty, built around your cash flow.
Shim Capital gets salons, spas, med-spas and beauty businesses $25,000 to $5,000,000 in working capital — fast, flexible, and structured around how your business actually earns. Use it for buildout, equipment, inventory and adding chairs or staff.
See What You Qualify For →Every kind of capital, one quick application
Most lenders push one product. We structure across the whole market and match salons, spas, med-spas and beauty businesses to what actually fits — then move fast.
How funding works for salons & spas
Salons, barbershops, and spas are equipment- and product-heavy, with revenue arriving one appointment at a time. A new chair, fresh inventory, a build-out, or a slow stretch all need cash up front. We fund on your bookings and deposits, not your FICO.
What salons & spas use it for
Chairs and treatment equipment, retail and back-bar product, build-outs and renovations, hiring and training, memberships and marketing, or opening a second location.
Why it fits
24-hour approvals, same-day funding, flexible revenue-based repayment. $25,000 to $5,000,000, no collateral, all credit welcome.
Ready to fund your salons, spas business?
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Salons, Spas & Beauty funding by state
We fund salons, spas, med-spas and beauty businesses nationwide. Find your state:
Frequently asked questions
How much funding can a salons, spas business get?
Shim Capital arranges $25,000 to $5,000,000 for salons, spas, med-spas and beauty businesses, sized to your monthly revenue and cash flow — most offers land between 50% and 150% of a typical month's deposits.
How fast is approval?
Approvals come in as little as 24 hours, and funds can reach your account the same day once your last 3–4 months of business bank statements are in.
Do I need good credit or collateral?
No collateral required, and all credit is welcome. We underwrite primarily on your business's revenue and deposit history — not just a FICO score.