Funding for gas stations & c-stores, built around your cash flow.
Shim Capital gets gas stations, convenience stores and fuel retailers $25,000 to $5,000,000 in working capital — fast, flexible, and structured around how your business actually earns. Use it for fuel inventory, pump & tank upgrades, store remodels, POS systems and payroll.
See What You Qualify For →Every kind of capital, one quick application
Most lenders push one product. We structure across the whole market and match gas stations, convenience stores and fuel retailers to what actually fits — then move fast.
How funding works for gas stations & c-stores
Fuel is high-volume and razor-thin-margin — the real money is in the convenience store, lottery, and services attached to it. But inventory turns fast and equipment (pumps, coolers, POS, canopies) is expensive. Revenue-based funding lets you stock up and upgrade without tying up the cash you need for the next fuel delivery.
What gas stations use it for
Bulk inventory and beverage buys, cooler and freezer replacement, pump and POS upgrades, store or canopy remodels, adding food service or a car wash, bridging slow weeks, or acquiring a second location.
Why it fits
We underwrite on your total deposits — fuel plus store — approve in 24 hours, and flex repayment with your volume. $25,000 to $5,000,000, no collateral, all credit welcome.
Ready to fund your gas stations business?
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Gas Stations & C-Stores funding by state
We fund gas stations, convenience stores and fuel retailers nationwide. Find your state:
Frequently asked questions
How much funding can a gas stations business get?
Shim Capital arranges $25,000 to $5,000,000 for gas stations, convenience stores and fuel retailers, sized to your monthly revenue and cash flow — most offers land between 50% and 150% of a typical month's deposits.
How fast is approval?
Approvals come in as little as 24 hours, and funds can reach your account the same day once your last 3–4 months of business bank statements are in.
Do I need good credit or collateral?
No collateral required, and all credit is welcome. We underwrite primarily on your business's revenue and deposit history — not just a FICO score.