Retail funding in Ohio.
Shim Capital funds retail shops and specialty stores across Ohio with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward inventory, seasonal buys, buildout and marketing.
Apply for Ohio Funding →Funding options for Ohio retail businesses
Whether you run a retail business in a major Ohio metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why Ohio retail businesses choose Shim Capital
- Speed when Ohio needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your Ohio business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your Ohio business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a Ohio retail business get?
Shim Capital arranges $25,000 to $5,000,000 for retail businesses in Ohio, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in Ohio?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can Ohio retail businesses use the funding for?
Whatever moves the business forward — inventory, seasonal buys, buildout and marketing. It's flexible working capital with no usage restrictions.