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🍽️ Restaurants Funding · Kentucky

Restaurants funding in Kentucky.

Shim Capital funds restaurants, cafés, bars and food-service businesses across Kentucky with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward new equipment, payroll through the slow season, renovations or a second location.

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Funding options for Kentucky restaurants businesses

SBA loansbusiness lines of creditterm loansbridge financingcommercial real estate (purchase & refinance)revenue-based funding

Whether you run a restaurants business in a major Kentucky metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.

Why Kentucky restaurants businesses choose Shim Capital

  • Speed when Kentucky needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
  • Built around cash flow, not just credit. We look at how your Kentucky business actually earns — steady deposits beat a perfect FICO every time.
  • Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.

Get your Kentucky business funded

Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome

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Frequently asked questions

How much funding can a Kentucky restaurants business get?

Shim Capital arranges $25,000 to $5,000,000 for restaurants businesses in Kentucky, sized to your monthly revenue — typically 50% to 150% of a month's deposits.

How fast can I get funded in Kentucky?

Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.

Do I need collateral or perfect credit?

No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.

What can Kentucky restaurants businesses use the funding for?

Whatever moves the business forward — new equipment, payroll through the slow season, renovations or a second location. It's flexible working capital with no usage restrictions.

Funding for other Kentucky industries

← All Restaurants & Food Service funding