Restaurants funding in California.
Shim Capital funds restaurants, cafés, bars and food-service businesses across California with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward new equipment, payroll through the slow season, renovations or a second location.
Apply for California Funding →Funding options for California restaurants businesses
Whether you run a restaurants business in a major California metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why California restaurants businesses choose Shim Capital
- Speed when California needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your California business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your California business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a California restaurants business get?
Shim Capital arranges $25,000 to $5,000,000 for restaurants businesses in California, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in California?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can California restaurants businesses use the funding for?
Whatever moves the business forward — new equipment, payroll through the slow season, renovations or a second location. It's flexible working capital with no usage restrictions.