HVAC funding in New York.
Shim Capital funds HVAC contractors and service companies across New York with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward equipment, inventory ahead of season, trucks and payroll.
Apply for New York Funding →Funding options for New York hvac businesses
Whether you run a hvac business in a major New York metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why New York hvac businesses choose Shim Capital
- Speed when New York needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your New York business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your New York business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a New York hvac business get?
Shim Capital arranges $25,000 to $5,000,000 for hvac businesses in New York, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in New York?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can New York hvac businesses use the funding for?
Whatever moves the business forward — equipment, inventory ahead of season, trucks and payroll. It's flexible working capital with no usage restrictions.