HVAC funding in Colorado.
Shim Capital funds HVAC contractors and service companies across Colorado with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward equipment, inventory ahead of season, trucks and payroll.
Apply for Colorado Funding →Funding options for Colorado hvac businesses
Whether you run a hvac business in a major Colorado metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why Colorado hvac businesses choose Shim Capital
- Speed when Colorado needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your Colorado business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your Colorado business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a Colorado hvac business get?
Shim Capital arranges $25,000 to $5,000,000 for hvac businesses in Colorado, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in Colorado?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can Colorado hvac businesses use the funding for?
Whatever moves the business forward — equipment, inventory ahead of season, trucks and payroll. It's flexible working capital with no usage restrictions.