E-commerce funding in Minnesota.
Shim Capital funds online sellers and e-commerce brands across Minnesota with $25,000 to $5,000,000 in working capital — approvals in as little as 24 hours, no collateral, all credit welcome. Put it toward inventory, ad spend and scaling before the cash lands.
Apply for Minnesota Funding →Funding options for Minnesota e-commerce businesses
Whether you run a e-commerce business in a major Minnesota metro or a small town, we structure the deal around your revenue — not a rigid bank checklist. One 2-minute application puts the whole market to work for you.
Why Minnesota e-commerce businesses choose Shim Capital
- Speed when Minnesota needs it. Same-day decisions and funding so you never miss payroll, a bulk-inventory discount, or a time-sensitive job.
- Built around cash flow, not just credit. We look at how your Minnesota business actually earns — steady deposits beat a perfect FICO every time.
- Every product, one application. SBA, lines of credit, term loans, bridge and revenue-based funding — we match you to what fits, not what pays us most.
Get your Minnesota business funded
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Frequently asked questions
How much funding can a Minnesota e-commerce business get?
Shim Capital arranges $25,000 to $5,000,000 for e-commerce businesses in Minnesota, sized to your monthly revenue — typically 50% to 150% of a month's deposits.
How fast can I get funded in Minnesota?
Approvals come in as little as 24 hours and funding can hit the same day once your last 3–4 months of bank statements are in.
Do I need collateral or perfect credit?
No collateral, and all credit is welcome. We underwrite on your business's revenue and deposit history first.
What can Minnesota e-commerce businesses use the funding for?
Whatever moves the business forward — inventory, ad spend and scaling before the cash lands. It's flexible working capital with no usage restrictions.