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Terms of Service

Last updated: September 30, 2026

These Terms of Service ("Terms") govern your access to and use of shimcapitalllc.com and the services offered by Shim Capital LLC ("Shim Capital," "we," "us," or "our"). By using this site or submitting an application, you agree to these Terms.

About our services

Shim Capital LLC provides business financing and arranges commercial financing through a network of funding partners. We are not a bank. Nothing on this site is an offer or commitment to lend. All funding is subject to application, underwriting, verification, and approval.

No guarantee of results

Funding amounts, rates, terms, and timelines shown on this site — including references to approvals or funding "in as little as 24 hours" — are estimates that reflect typical outcomes for qualified applicants. Actual offers depend on your business, creditworthiness, and other factors, and are not guaranteed.

Your responsibilities

Authorization to contact

By submitting an application or your contact information, you authorize Shim Capital LLC to contact you by email or phone about your request. We text you only if you opt in to text messages (see "SMS Terms" below). You may opt out of marketing email at any time via our unsubscribe page.

SMS Terms & Conditions

Program: Shim Capital LLC Text Messages, sent by Shim Capital LLC, 260 W 35th St, Floor PH, New York, NY 10001.

What you'll receive: updates on your business funding application, requests for documents, funding offers, and occasional business-funding promotions. You join only by checking the optional SMS consent box on our funding application. Consent is not a condition of applying, of any purchase, or of receiving funding.

Message frequency: varies; up to 8 messages per month.

Cost: Message and data rates may apply.

Opt out: Reply STOP to any message (STOP, END, CANCEL, UNSUBSCRIBE, QUIT and STOPALL also work). We will send one confirmation, then no further texts unless you opt in again. Reply START to resubscribe.

Help: Reply HELP, email info@shimcapitalllc.com, or call (516) 207-8214.

Carriers are not liable for delayed or undelivered messages. You must be 18 or older and the account holder of the mobile number, or have the account holder's permission.

Privacy: Mobile information and text-messaging consent will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy · Accessibility.

Intellectual property

All content on this site, including text, graphics, logos, and design, is the property of Shim Capital LLC and may not be copied or reused without permission.

Limitation of liability

To the fullest extent permitted by law, Shim Capital LLC is not liable for any indirect, incidental, or consequential damages arising from your use of this site or our services. The site is provided "as is" without warranties of any kind.

Changes to these Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

Contact us

Questions about these Terms? Email info@shimcapitalllc.com.