Funding for electrical contractors, built around your cash flow.
Shim Capital gets electrical contractors and service firms $25,000 to $5,000,000 in working capital — fast, flexible, and structured around how your business actually earns. Use it for materials up front, equipment, vehicles and payroll between jobs.
See What You Qualify For →Every kind of capital, one quick application
Most lenders push one product. We structure across the whole market and match electrical contractors and service firms to what actually fits — then move fast.
How funding works for electrical contractors
Electrical contractors front materials and labor for weeks before a project pays — and bonding a larger job ties up even more. We fund electricians on their revenue for materials, payroll, equipment, and bigger commercial work.
What electricians use it for
Wire, panels, and materials, project payroll, tools and equipment, service vehicles, bonding larger contracts, or hiring licensed electricians.
Why it fits
Decisions in 24 hours, no collateral, revenue-based repayment. $25,000 to $5,000,000.
Ready to fund your electrical contractors business?
Apply in 2 minutes · Approvals in as little as 24 hours · No collateral · All credit welcome
Get My Funding →Electrical Contractors funding by state
We fund electrical contractors and service firms nationwide. Find your state:
Frequently asked questions
How much funding can a electrical contractors business get?
Shim Capital arranges $25,000 to $5,000,000 for electrical contractors and service firms, sized to your monthly revenue and cash flow — most offers land between 50% and 150% of a typical month's deposits.
How fast is approval?
Approvals come in as little as 24 hours, and funds can reach your account the same day once your last 3–4 months of business bank statements are in.
Do I need good credit or collateral?
No collateral required, and all credit is welcome. We underwrite primarily on your business's revenue and deposit history — not just a FICO score.